With the rise of so many different payment options, Michael Corkery in a NYT article discusses the implications of a 2012 annual report by the Federal Reserve Bank of San Francisco: 

http://dealbook.nytimes.com/2014/04/01/checks-are-expendable-but-in-legal-tender-we-trust/?_php=true&_type=blogs&_php=true&_type=blogs&_r=1

Of importance to merchants providing ATM services, the supply of cash in circulation has increased; people are "more likely" to use smaller bills to buy goods and services.

Thomas Jefferson, the 3rd president of the Unites States, once proposed, "I'm a great believer in luck, and I find the harder I work the more I have of it."  This thought was echoed in a recent article from Inc.com on the "5 Things Super Lucky People Do":

http://www.inc.com/kevin-daum/5-things-super-lucky-people-do.html

Ideas that maximize the meeting point between luck and preparation; for example, leveraging your strengths, beginning early in the day, linking with others, etc. 

On a Monday with opportunities of the week in front of you, this is a good intersection to locate.